Ungasusa Kanjani Isikweletu Sekhadi Lesikweletu

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Ungasusa Kanjani Isikweletu Sekhadi Lesikweletu
Ungasusa Kanjani Isikweletu Sekhadi Lesikweletu
Anonim

Izikweletu zamakhadi esikweletu zingakhula ngokushesha futhi abantu abaningi balwa kanzima ukukhokha. Ukuhleleka, ukubhajetha, nokwazi okufanele ukwenze ngokulandelayo kungakusiza ukuqeda isikweletu sekhadi lesikweletu. Lezi zinyathelo zingakusiza futhi ukuthi wehlise kakhulu isikweletu sakho.

Izinyathelo

Ingxenye 1 kwezingu-4: hlela

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Isinyathelo 1. Hlanganisa izikweletu zakho zekhadi lesikweletu

Qoqa izitatimende zasebhange zakamuva ngokuya ngohlobo lwekhadi lesikweletu onalo. Izitatimende ze-akhawunti ziqukethe imininingwane ebalulekile ngesikweletu sakho, izinga lenzalo kanye nemali ephansi ekhokhwa ku-akhawunti ngayinye.

Kunamathuluzi amaningi we-inthanethi nezinhlelo zokusebenza ongazisebenzisa ukuqoqa nokuhlela idatha ye-akhawunti yakho, kufaka phakathi iMint.com

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Isinyathelo 2. Buyekeza izitatimende zakho zekhadi lesikweletu

Yenza uhlu olunemininingwane lwezikweletu zakho ezahlukahlukene. Ku-akhawunti ngayinye, yenza uhlu olulandelayo:

  • igama lekhadi,
  • ibhalansi yekhadi,
  • izinga lenzalo ye-akhawunti,
  • inani elincane elizokhokhwa ngenyanga,
  • noma yiziphi izimali ezengeziwe noma izinhlawulo zokukhokha sekwedlule isikhathi noma zama-akhawunti amaningi.
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Isinyathelo 3. Bala inani eliphelele lesikweletu sakho

Hlanganisa lokho okukweleta ekhadini ngalinye ukuthola inani eliphelele lesikweletu sekhadi lesikweletu.

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Isinyathelo 4. Yenza isabelomali sanyanga zonke

Thola ukuthi imali oyikhokhayo nyangazonke ingakanani nokuthi ingakanani imali ongayisebenzisa ukukhokha isikweletu sakho sekhadi lesikweletu. Sebenzisa imali eningi ngangokunokwenzeka ekukhokheni isikweletu sakho esisasele inyanga nenyanga ukugwema ukukhuphula izinga lesikweletu.

  • Izinkokhelo ezihleliwe yizindleko okufanele uzenze inyanga ngayinye njengokukhokha irenti, izinsiza, nezindleko zokuhamba kwakho.
  • Kufanele futhi ufake izindleko eziguqukayo kubhajethi yakho. Izindleko eziguqukayo yizindleko ongazishintsha noma uvele uzigweme, njengokuthenga izingubo ezintsha noma ukudla ngaphandle.
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Isinyathelo 5. Nciphisa izindleko zakho

Zama ukuthola ukuthi unganciphisa malini ukusebenzisa kwakho inyanga nenyanga ukuze ukwazi ukukhulula izinsiza eziningi ukukhokha isikweletu sakho sekhadi lesikweletu. Khomba ngqo izindleko eziguquguqukayo obukade uzibalile kubhajethi yakho ukuthola izindlela zokonga imali.

  • Yidla ukudla ekhaya kunokuba kude nasekhaya.
  • Yenza ikhofi lakho ekhaya esikhundleni sokuthenga iziphuzo zekhofi ezibizayo.
  • Susa izindleko ezingekho ngokushesha njengokuthenga izingubo ezintsha.
  • Boleka kumtapo wezincwadi womphakathi, izincwadi, amarekhodi omculo, ama-movie esikhundleni sokuthenga.
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Isinyathelo 6. Yenza ukuhlolwa njalo ngenyanga kwezikweletu zakho

Yenza uhlu lwezilinganiso zakho, inzalo, nezinye izindleko inyanga ngayinye. Hlola noma yiziphi izindleko ezingakakhokhwa ukuze uqiniseke ukuthi izinkokhelo zakho zitholiwe futhi zafakwa ku-akhawunti yakho.

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Isinyathelo 7. Lungisa isabelomali sakho inyanga nenyanga

Kokubili umholo wakho nezindleko zakho kungahluka, ngakho-ke inani olidingayo ukubekela eceleni ukukhokha izikweletu zakho lingahluka futhi. Ngakho-ke qiniseka ukuthi awusebenzisi imali eningi kunale oyisebenzisayo inyanga ngayinye.

Ingxenye 2 kwezingu-4: gwema isikweletu esikhulu

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Isinyathelo 1. Khokha izilinganiso eziphansi

Ukukhokha okungenani ibhalansi ephansi ekhadini ngalinye inyanga ngayinye kuzokusiza ugweme izindleko ezengeziwe ezizokwengeza esikweletini sakho.

  • Uma ungeke ukwazi ukukhokha okuncane, zama ukuthola imali ethe xaxa. Zama ukuthengisa imikhiqizo embalwa ezungeze wena, noma zama ukuthola amatoho noma imisebenzi engajwayelekile njengokugcina izingane.
  • Uma ungeke ukwazi ukwenza izinkokhelo eziphansi noma uthole imali ethe xaxa, shayela ababolekisi bakho. Tshela izinkampani zamakhadi esikweletu ukuthi awukwazi ukukhokha okungenani bese ucela ukwelulwa noma ukulungiswa.
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Isinyathelo 2. Yeka ukwandisa izindleko zakho

Ungangeni esikweletini esisha kumakhadi akho esikweletu, ikakhulukazi kumanani anenzalo ephezulu noma ngamanani asondele noma angaphezu komkhawulo wakho wesikweletu. Uma kunesidingo, yeka ukusebenzisa imali kumakhadi wesikweletu ukuze ugweme ukusebenzisa amakhadi ngokuxhamazela.

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Isinyathelo 3. Gwema ukukhokha imali ekhokhwa sekwedlule isikhathi

Qiniseka ukuthi ukhokha imali oyikhokha nyangazonke ngesikhathi ukuze uvimbele obakweletayo ukuthi bangakukhokhisi imali esephuzile.

Ingxenye 3 kwezingu-4: Amanani wenzalo ephansi

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Isinyathelo 1. Khokha izikweletu zakho ngokuqala ngekhadi elinenzalo ephezulu kakhulu

Khokha ikhadi elilodwa kuphela ngesikhathi, uqale nge-akhawunti ekubiza inzalo enkulu. Lokhu kuzokuvumela ukuthi ukhokhe isikweletu sakho ngokushesha, ngoba uzobe ukhokha inzalo ephansi emakhadini asele.

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Isinyathelo 2. Xoxisana ukuze wehlise izinga lenzalo

Shayela umbolekisi ngamunye ubuze ukuthi bangakwehlisa yini inzalo ku-akhawunti yakho. Ngisho nokwehliswa okuncane kwesilinganiso kungakusindisa ngaphezulu ngokuhamba kwesikhathi. Uma inkampani eyodwa izibophezela ekwehliseni isilinganiso sakho, cela abanye ukuthi benze okufanayo.

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Isinyathelo 3. Dlulisa izilinganiso zakho ukunciphisa ama-akhawunti wenzalo

Thola ikhadi elinenzalo ephansi bese udlulisela kulo amabhalansi wenzalo ephakeme. Iningi lezinhlangano ezisabalalisa amakhadi zinikela ngamanani wenzalo yokukhuthaza ababhalisile abasha ngesikhathi sokuqala sokusetshenziswa.

  • Dlulisa amabhalansi akho kuphela uma ukwazi ukukhokha isikweletu ngalesi sikhathi sokukhuthaza. Ngaphandle kwalokho, amanani enzalo angakhuphuka.
  • Ababolekisi bangakhokhisa imali ngokudluliswa kwemali esele. Hlola ukubona ukuthi lezi zimali zihlala ziphansi yini uma kuqhathaniswa nezinga lakho lamanje noma ngabe ungeza inani lenzalo entsha.

Ingxenye 4 kwezingu-4: Xhumana nochwepheshe wokulawulwa kwezikweletu

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Isinyathelo 1. Cabanga ukufuna usizo kubachwepheshe abanolwazi

Uma uzizwa ukhungathekile, ungacela usizo lwabaluleki abahloniphekile ukukusiza uxoxisane nezinkampani zamakhadi wesikweletu futhi uvikele uhlelo lokuhlela kabusha isikweletu esingahle sikulungele kangcono.

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Isinyathelo 2. Thola insizakalo yokwelulekwa yendawo engakhokhelwa

Isevisi engenzi inzuzo kungenzeka isize. Izinsizakalo eziningi zenzuzo zikhokhisa imali ephezulu kakhulu, engakhuphula izinga lakho lesikweletu. Cela abangani noma umndeni ukuthi bancome insizakalo enhle. Ungathola abeluleki abahlonishwayo bokuphathwa kwezikweletu ezikhungweni zasendaweni ezingenzi-nzuzo, njenge:

  • amanyuvesi,
  • izisekelo zamasosha,
  • izinyunyana zezikweletu,
  • iziphathimandla zezindlu zomphakathi.
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Isinyathelo 3. Khuluma nomeluleki othembekile ukubona ukuthi udinga usizo oluthe xaxa yini

Abeluleki bokulawulwa kwezikweletu bangakuphakamisa uhlelo lokuphathwa kwezikweletu noma uhlelo lokukhokha isikweletu sakho. Lezi zinsizakalo zingakusiza ngenqubo yokukhokha isikweletu, kepha izinzuzo nezindleko zabo kunzima ukuzinciphisa. Xoxa ngazo zonke izinhlelo ngokuningiliziwe nomeluleki ukuze uqiniseke ukuthi uyaziqonda zonke izindleko nobungozi obuza nakho.

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